Bars and restaurants that service liquor in Minnesota need insurance to be licensed and protected. RESTAURANTS ARE OUR SPECIALTY! Get A Quote BARS & We handle Minnesota bar and restaurant insurance.


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Finding Affordable Liquor Liability Insurance in Minnesota Just Got Easier!

  • We are Minnesota Liquor Liability Experts!
  • Outstanding Personal Insurance Service!
  • Business Owners Insurance $ave up to 27%!
  • Lowest Rates on Dram Shop Insurance!
  • Liquor Sales of 25%, 50% or 75+% OK!
  • Had a claim? No Sweat!
  • Defense cost for lawsuits - INCLUDED!
  • We Scare the Competition!
  • Let us provide you with a comprehensive Minnesota liquor liability insurance quotation!

Liquor Liability Insurance in Minnesota


Minnesota bars, liquor stores, taverns, restaurants, hotels, taprooms, ciderys, brewerys, & microbrewerys need liquor liability insurance. Any business that involves the manufacturing, distributing, selling or serving of liquor is required to have liquor legal liability insurance in MN. Liquor liability coverage is excluded from most general liability policies so it must be added as a rider to your current insurance or you purchase a separate policy to cover this exposure. Annual pricing for this coverage is based on your liquor sales and if you have a full liquor license or just beer & wine. Our prices start as low as $500.00 per year.

What Does Liquor Liability Cover?


Liquor liability insurance covers Minnesota businesses against liquor related claims filed against them. Claims normally involve the actions of an intoxicated person that resulted in damages. Law suits can be quite substantial and many Minnesota businesses lack adequate liquor liability insurance protection.

What Liquor Liability Does Not Cover?


Liquor liability insurance works along side your other policies, so it wouldn’t cover what your general liability or workers compensation would. Most policies exclude expected or intended injury, employers liability or if you didn’t have a liquor license.

Ways to Save on YOUR Liquor Liability Insurance


Alcohol Server Training. Most carriers require this training to insure you or offer discounts for annual completion of the training. Have a written safe service of alcohol on display at your business. Have regular meeting with all alcohol serving employees to discuss and remind them of the safe service policy. Compare multiple companies. Our agency has a dozen companies that will compete for your business!

Looking For More Information? ?

Call us or request a quote online. Whether your looking coverage on a new or an established Minnesota business we offer some of the best rates in the state! An affordable solution is just a click away. Keywords Minnesota and Minneapolis, MN bars, taverns, liquor stores, taprooms, brewery, cidery, microbrewery, restaurants & hotels use to find us are: Minnesota liquor liability insurance, MN liquor liability insurance, dram shop insurance, restaurant insurance, VFW insurance, American legion insurance, hotel insurance, strip club insurance, caterer, concessionaires, bowling alley, convenience store, sports bar insurance and liquor store insurance to mention a few. Some of the cities, counties and zip codes we write insurance in are: Minneapolis, Lakeville, Farmington, Burnsville, Apple Valley, Rosemount, Savage, Northfield, Faribault, Prior Lake, Eagan, Bloomington, Richfield, Eden Prairie, Edina, Shakopee, Chaska, Chanhassen, Hastings, Inver Grove Heights, West St. Paul, South Saint Paul, Saint Paul, Dakota County, Scott County, Hennepin County, Ramsey County, Anoka, Rice, Washington, 55401, 55044, 55024, 55068, 55337, 55124, 55057, 55033, 55020, 55101, 55117, 55075 & 55077. We make getting a Liquor liability Insurance in Minnesota easy. Our experienced agents are standing by to help you.